SME Portfolio Manager at Renmoney

Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: SME Portfolio Manager

Location: Lagos
Employment Type: Full-time

Description

• The SME Portfolio Manager at Renmoney will play a crucial role in managing and optimizing the portfolio of Small and Medium Enterprises (SMEs). 
• This position involves analyzing the performance of SME loans and ensuring effective risk management while driving growth and profitability.

Responsibilities

• Manage the end-to-end lifecycle of SME loans, from origination to portfolio monitoring and reporting.
• Analyze portfolio performance metrics such as loan default rates, repayment rates, and profitability.
• Conduct thorough risk assessments and implement strategies to minimize credit risk within the SME portfolio.
• Collaborate with the credit team to ensure all loans issued meet the company’s risk appetite and regulatory requirements.
• Develop and execute strategies to drive growth in the SME segment, focusing on client retention and acquisition.
• Prepare and present regular reports on portfolio performance and risk exposure to senior management.
• Identify market opportunities and recommend new products or enhancements tailored to SMEs.
• Stay updated on industry trends and changes in the regulatory environment that could impact the SME sector.
• Foster strong relationships with SME clients to understand their needs and enhance customer satisfaction.

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field. A master’s degree or relevant certification is a plus.
• Minimum of 4-6 years of experience in portfolio management, credit analysis, or related fields, specifically focusing on SMEs.
• Strong understanding of credit risk assessment and portfolio management practices.
• Proven track record in achieving growth targets and managing financial portfolios effectively.
• Excellent analytical skills and aptitude for data-driven decision-making.
• Strong communication and interpersonal skills to build relationships with clients and stakeholders.
• Proficient in using financial software and tools, including Excel and credit risk management systems.

Benefits

• You’ll receive competitive compensation and work with amazing people. 
• You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online