FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
We are recruiting to fill the position below:
Job Title: Senior Product Manager – Savings
Location: Lagos (Remote)
Employment Type: Full Time
Department: Product
Role Overview
- As a Senior Product Manager for the Savings division, you will be a key driver in shaping the strategy and roadmap for our lending products.
- You will be responsible for developing and executing a product vision that aligns with our company’s goals and customer needs.
- This role requires a deep understanding of lending practices, fintech industry trends, and the unique challenges and opportunities present in the African market.
Key Responsibilities
Product Strategy and Vision:
- Develop a clear and compelling product strategy for the lending division that supports Fairmoney’s overall business objectives and aligns with the company’s mission.
- Identify and prioritise market opportunities, ensuring that our lending products remain competitive and relevant in the rapidly evolving fintech landscape.
Product Roadmap Management:
- Collaborate with cross-functional teams, including Engineering, Growth, Design, Data Science, Risk and Operations, to create a comprehensive and achievable product roadmap.
- Regularly review and refine the roadmap to adapt to market dynamics, customer feedback, and business priorities.
- Have the ability to brutally prioritise based on identified and agreed on goals
Customer Insights and Analysis:
- Conduct thorough market research and customer analysis to gain valuable insights into customer behaviour, pain points, and preferences related to lending products.
- Utilise data-driven insights to make informed product decisions, enhance user experiences, and drive customer satisfaction.
Product Development and Launch:
- Oversee the end-to-end product development process, from concept to launch, ensuring that the lending products meet high standards of quality and compliance.
- Collaborate closely with cross-functional teams to deliver products within agreed timelines and budgets.
Risk Management and Compliance:
- Work closely with Risk and Compliance teams to ensure that lending products adhere to all relevant regulations and industry standards.
- Implement robust risk management strategies to safeguard the interests of our customers and the company.
Performance Tracking and Optimisation:
- Define and monitor key performance metrics to evaluate the success of lending products.
- Continuously optimise product performance and user experience based on data-driven insights and customer feedback.
Team Leadership and Development:
- Lead and mentor other product managers and other relevant team members to foster a culture of innovation and continuous improvement.
- Set clear objectives, provide regular feedback, and support the professional growth of team members.
Requirements
- Bachelor’s Degree in Business, Finance, Computer Science, or a related field. A Master’s degree is a plus.
- Proven experience as a Product Manager in the saving industry
- In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment.
- Demonstrated experience in developing and launching successful fintech products.
- Strong analytical and data-driven decision-making skills.
- Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviours is a bonus but not essential
- Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
- Experience in managing and motivating high-performing product teams.
- Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
- Entrepreneurial mindset and commitment to getting hands dirty at all times.
Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Remote Work.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should
Click here to apply online