Kredete is a financial technology platform that helps African immigrants in the diaspora build credit through instant international money transfers to 22+ countries, with low fees. We also offer businesses an API-based infrastructure for secure and low-cost cross-border payments to many African countries.
We are recruiting to fill the position below:
Job Title: Reconciliation and Chargeback Analyst
Location: Lekki, Lagos
Job type: Full-time
Job Description
- We are seeking a highly skilled and experienced Reconciliation Analyst with a strong background in financial operations and reconciliation processes.
- In this role, you will be responsible for overseeing and managing the reconciliation of complex financial transactions across multiple platforms, banks, and partners.
- Your expertise will help ensure financial accuracy, mitigate risk, and support strategic decision-making within the finance function.
What You Will Do
- Oversee daily, weekly, and monthly reconciliation of bank accounts, payment gateways, wallets, loan portfolios, and internal systems.
- Identify, investigate, and resolve reconciliation discrepancies promptly.
- Coordinate with finance, product, operations, and technology teams to resolve complex transaction issues.
- Ensure compliance with regulatory and internal control standards across all reconciliation activities.
- Prepare and deliver reconciliation reports to management, highlighting key trends and anomalies.
- Maintain thorough documentation of reconciliation processes, variances, and corrective actions.
- Lead improvements in reconciliation tools, processes, and automation strategies.
- Support external audits and regulatory examinations with necessary documentation and reporting.
Who You Are
- Bachelor’s Degree in Accounting, Finance, Economics, or a related field – a Master’s Degree, professional certification and/or membership is a plus.
- 5 – 7 years’ experience in Reconciliation, Accounting, Auditing or financial operations preferably within a fintech, lending institution, or bank.
- Strong knowledge of financial systems, digital payment processes, banking operations, and reconciliations.
- Proven experience with high volume, multicurrency cross-border transactions, and chargeback.
- High proficiency in Microsoft Excel/Google Sheets, SQL for financial analysis.
- High experience with accounting software and reconciliation tools.
- Strong organizational skills and accurate attention to detail.
- Analytical mindset and critical thinker
- Strong attention to detail, organizational skills, and ability to manage multiple priorities.
Nice to Have:
- Experience working with API-based transaction platforms or digital wallets.
- Previous experience scaling processes or a team in a high-growth financial environment or startup
- Knowledge of Fraud detection and mitigation
What We Offer
- Rewarding Pay
- Team bonuses and office-based perks
- Premium HMO Plan
- Professional development and an opportunity to work with a team that is changing the financial future of Africa and immigrants globally.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online