Portfolio Manager at Fairmoney Microfinance Bank


Fairmoney Microfinance Bank

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Portfolio Manager

Location: Enugu
Employmnt Type: Full Time

Key Responsibilities
Pre-loan disbursement:

  • Promote/Market FairMoney’s products to prospective clients by using all the channels possible
  • Visit and evaluate potential clients businesses
  • Visit client’s personal house when it’s necessary
  • Visit co-debtor’s, guarantor’s houses and businesses when it’s required
  • Analyze financial data of client’s businesses
  • Analysis of quantitative and qualitative data of client’s businesses and households
  • Prepare loan documents for credit committee
  • Present loan files to credit committee
  • Enter Loan files in the MIS
  • Represent FairMoney towards all active and potential partners with dignity and pride
  • Fulfill all other necessary assignments by the institution.

Post-Loan Disbursement:

  • Conduct monitoring visits to business and households
  • Follow- up on day-to-day loan repayments
  • Manage loan recovery from active and written-off clients until full reimbursement is achieved
  • Assess the impact of loan before renewal.

Requirements

  • HND/Bachelor’s Degree in Sales and Marketing or related fields
  • A minimum of 4 years of experience in Loan Sales / Portfolio Management
  • Ability to motivate a team of Sales Managers for performance
  • Extremely flexible, result-oriented, and hardworking with a strong track record of success
  • Ability to self-motivate and manage self
  • Good communication and interpersonal skills
  • High level of integrity
  • Dynamic and motivated and individuals who like to work outdoors
  • Target Driven.

Benefits

  • Private Health Insurance
  • Performance Bonus
  • Pension Plan
  • Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

  • A screening call with a member of the recruitment team for 30 minutes
  • Technical interview with the hiring manager for 30 to 60 minutes.