Fadac Resources and Services Limited – Our client is a CBN licensed and NDIC insured Microfinance bank providing Savings, Investment, and Loan products to Micro, Small and Medium Enterprises.
They are recruiting to fill the position below:
Job Title: Credit & Risk Analyst
Location: Lagos
Employment Type: Full-time
Key Responsibilities
- Analyze financial statements and ratios to assess borrower’s financial health
- Evaluate lending risks and identify cost reduction opportunities
- Collaborate with clients and loan officers on credit decisions
- Prepare loan applications and develop risk mitigation strategies
- Recommend credit limits for new customers
- Verify authenticity of provided documents
- Ensure loan proposals comply with bank credit policy
- Recommend adjustments to credit policies based on market trends.
Requirements
- Bachelor’s Degree or HND holder
- 2-4 years of relevant work experience in a financial institution
- MCP is an added advantage
- Proficiency in MS Office and Core Banking software applications
- Ability to navigate compliance issues
- Strong attention to detail and problem-solving skills
- Knowledge of Credit and portfolio management
- Strong financial analysis and reporting skills
- Risk assessment expertise
- Great communication and negotiation skills.
Application Closing Date
4th March, 2025.
How to Apply
Interested and qualified candidates should send their CV to: ebuka.o@fadacresources.com using the job title as the subject of the mail.