Credit Portfolio Analyst at Renmoney


Renmoney

Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Credit Portfolio Analyst

Locations: Ikoyi, Lagos
Employment Type: Full-time

Responsibilities

  •  Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity.
  • Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner.
  • Use analytical techniques to provide insight into key portfolios and segment trends.
  • Take ownership of the Portfolio plan and monitor/maintain key risk indices.
  • Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly.
  • Perform data reconciliation and validation routines.
  • In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly.
  • Work with the data science team to review emerging trends and recommend areas for investigation.
  • Review and maintain data forecasting models to operate within desired expectations.

Requirements

  •  University degree or equivalent standard with a high numeric content: statistics, economics, physics, mathematics, finance, etc.
  • Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.).
  • Advanced SQL skills to extract data from databases.
  • Good communication and presentation skills with the ability to express technical ideas to a non-technical audience.
  • A Self-starter with analytical mindset and ambition for a successful career in Credit risk.

Desirable:

  • Minimum 3+ years practical experience in a credit risk/monitoring or similar analytical role
  • Detailed knowledge and understanding of retail banking products.
  • Previous experience in an analytical role within commercial banking or financial services
  • Producing reports for use by senior management and the board of the company.

Benefits

  • You’ll receive competitive compensation and work with amazing people.
  • You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online