SME Field Recovery, Team Lead at Fairmoney Microfinance Bank


FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: SME Field Recovery, Team Lead

Location: Lagos
Employment Type: Full-time

Job Summary

  • We are seeking a competent Team Lead for the SME team to support the team in achieving its target of contacting clients and collecting outstanding payments. You will strike a balance between maintaining trustworthy relationships and ensuring timely payments.
  • You should exhibit professionalism and trustworthiness.
  • You should have excellent communication and negotiation skills, as well as an ability to guide and lead a team of Collectors.

Responsibilities

  • Training and coaching of tele and field collections specialists
  • Driving the performance of the Collections team
  • Monitor accounts to identify outstanding debts
  • Investigate historical data for each debt or bill
  • Handle escalations from customers and collections specialists
  • Find and contact clients to ask about their overdue payments
  • Take actions to encourage timely debt payments
  • Process payments and refunds
  • Resolve billing and customer credit issues
  • Update account status records and collection efforts
  • Report on collection activity and accounts receivable status
  • Monitor field recovery activities
  • Ensure productivity from the collections specialistst

Requirements

  • A minimum of 3 years of experience in a similar domain with at least 1 year of dedicated experience as a Team Lead
  • Knowledge of billing procedures and collection techniques (e.g., skip tracing and field recovery)
  • Familiarity with laws related to debt collection (e.g., FDCPA)
  • Working knowledge of MS Office (Intermediate level user) and ability to query databases (SQL) is a huge advantage
  • Comfortable working with targets
  • Patience and the ability to manage stress
  • Hands-on experience in managing teams
  • Excellent communication skills (written and oral)
  • Highly skilled in negotiation
  • Problem-solving skills
  • Data analysis skills
  • Highly intellectual (at least a 2:2 or its equivalent).

Benefits

  • Private Health Insurance
  • Pension Plan
  • Training & Development
  • Performance Bonus.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

  • A screening call with the Senior Recruiter: 30 minutes
  • Technical interview with the Hiring Manager: 30 minutes.