Excellent Jobs – Our client, Greengates Group Limited is recruiting to fill the position below:
Job Title: Credit / Risk Analyst
Location: Jibowu, Lagos
Employment Type: Full-time
Job Overview
- We are hiring for a talented Credit/Risk Analyst professional to join our team.
- If you’re excited to be part of a winning team, This is a great place to show case your experience.
Responsibilities
- Analyze data to better understand potential risks, concerns and outcomes of decisions
- Aggregate data from multiple sources to provide a comprehensive assessment
- Create reports, summaries, presentations and process documents to display results
- Collaborate with other team members to effectively analyze and present data
- Develop systems and processes for gathering and storing data for future analytic projects
- Conduct research into potential clients and understand the risks of accepting each one
- Identify economic and financial trends that may present a risk to the company
- Monitor internal and external data points that may affect the risk level of a decision
- Ensure that clients interested in taking loans are given the necessary information to access the loan.
- Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
- Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.
- Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
- Maintaining the loan portfolio.
- Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
- Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.
Qualifications
- Interested candidates should possess a Bachelor`s Degree in any relevant field
- Fifteen years of experience as an analyst in a similar company or related field
- Demonstrated ability to prioritize tasks and meet daily deadlines for projects
- Strong written and verbal communication skills to inform managers and other stakeholders of results
- Proficiency in Microsoft Excel, Access, Visio and other analysis programs
- Ability to manage multiple projects and programs at the same time to complete work
- Critical thinking skills with the ability to independently solve problems with data
- Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
- Basic knowledge of programming languages, such as SQL and Python
- Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program
- Excellent knowledge of loan application procedures and best lending practices.
- Exceptional analytical skills and the ability to work with complicated financial data.
- Strong ethical behavior and the ability to work with sensitive financial information.
- Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigates where necessary.
Application Closing Date
28th December, 2024.
How to Apply
Interested and qualified candidates should send their CV to: excellentjobs95@gmail.com using the Job Title as the subject of the mail.